diff --git a/lib/astutils.cpp b/lib/astutils.cpp
index 5a0f6b213..b1c8b862b 100644
--- a/lib/astutils.cpp
+++ b/lib/astutils.cpp
@@ -371,6 +371,8 @@ bool isTemporary(bool cpp, const Token* tok, const Library* library, bool unknow
             return false;
         if (const Function * f = ftok->function()) {
             return !Function::returnsReference(f, true);
+        } else if (ftok->type()) {
+            return true;
         } else if (library) {
             std::string returnType = library->returnValueType(ftok);
             return !returnType.empty() && returnType.back() != '&';
diff --git a/test/testautovariables.cpp b/test/testautovariables.cpp
index 708525bcb..2e931a8f8 100644
--- a/test/testautovariables.cpp
+++ b/test/testautovariables.cpp
@@ -118,6 +118,7 @@ private:
         TEST_CASE(returnReference21); // #9530
         TEST_CASE(returnReference22);
         TEST_CASE(returnReference23);
+        TEST_CASE(returnReference24); // #10098
         TEST_CASE(returnReferenceFunction);
         TEST_CASE(returnReferenceContainer);
         TEST_CASE(returnReferenceLiteral);
@@ -1462,6 +1463,17 @@ private:
         ASSERT_EQUALS("", errout.str());
     }
 
+    void returnReference24()
+    {
+        check("struct A {\n"
+              "    A() {}\n"
+              "};\n"
+              "const A& a() {\n"
+              "    return A();\n"
+              "}\n");
+        ASSERT_EQUALS("[test.cpp:5]: (error) Reference to temporary returned.\n", errout.str());
+    }
+
     void returnReferenceFunction() {
         check("int& f(int& a) {\n"
               "    return a;\n"